Annette Murray is a graduate of Columbia International University (BA, 1969), and Biblical Theological Seminary (MA, 1994), where she graduated with honors.

She served as a church-planting missionary with her husband in Italy for 13 years. She has worked as a clinical counselor both in the church, and in the missionary community, for over 20 years. Presently, she continues her counseling at Columbia International University and with missionaries worldwide. Annette has served on the Board of Directors of Heartstream International, and as a facilitator for the Strengthening Your Interpersonal Skills (SYIS) Workshops.

She and her husband, George, have four children, seven grandchildren, and two step grandchildren.